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Pension Fund Switch Tax Rules Rotterdam

Switching pension funds in Rotterdam is tax advantageous under the Future Pensions Act; retain rights without penalty. Compare returns at local funds such as ABP for port workers.

1 min leestijd
In Rotterdam, the Netherlands' logistical hub with thousands of port employees, switching to a new pension fund under the Wet toekomst pensioenen (2023-2028) has minimal tax impact. Retention of all accrued rights without revision interest, provided the contribution percentage remains the same. Tax-wise, the transition falls in box 1, with possible compensation for indexation shortfalls via the fund. Specifically for Rotterdam employees at companies such as Havenbedrijf Rotterdam or ECT: the fund must approve the transition plan by DNB; voluntary switching is cost-free. Advantage for shift workers in the Maasstad: better investment returns due to focus on sustainable infrastructure. Disadvantage: short dip in future benefits with high interest rate risks due to fluctuating container volumes. Example: €50,000 transferred capital at a local fund grows with an extra 2.5% thanks to stronger indexation on the Rotterdam economy. Check your personal situation via mijnpensioenoverzicht.nl or consult a Rotterdam pension advisor at FNV Havens; weigh risks against local job security.