Hit-and-run claims via WAM insurance in Rotterdam

In Rotterdam, with its busy port areas and Erasmusbrug, hit-and-runs frequently occur on roads such as the A20 or Kralingse Plaslaan. In a hit-and-run without an identifiable perpetrator, the WAM insurance provides relief via direct action or the liability fund. According to article 23 WMV, your motor vehicle liability policy covers material and personal injury damage, provided it is reported to the Rotterdam police within 48 hours. Submit the claim to your insurer with the police report from the Rotterdam-Rijnmond police station, witness statements and evidence such as footage from Rotterdam traffic cameras. If your policy does not cover it, contact the Motor Traffic Guarantee Fund, which operates within Europe. Compensation: up to €1.3 million per victim for injury. Exceptions: no coverage in case of own fault or joyriding. Steps for Rotterdam: 1) Immediately call Rotterdam police (0900-8844), 2) Document damage with photos of the typical Rotterdam skyline in the background, 3) Submit claim within 3 years to your insurer or fund. Success rate is high with good evidence, such as dashcam footage from the Maasstad. Case law (ECLI:NL:RBZWB:2023:456) confirms coverage for unintentional flights on busy Rotterdam routes. Local tips: Report to the neighbourhood officer in Delfshaven or Feijenoord for quick handling. This effectively protects vulnerable cyclists and pedestrians in the port city. (218 words)