Terug naar Encyclopedie
Letselschade

Fraud Register Personal Injury Rotterdam: What You Need to Know

Discover what the fraud register for personal injury claims entails for Rotterdam: operation, examples, rights, and local assistance via Rechtbank Rotterdam and Juridisch Loket.

3 min leestijd

What is the fraud register for personal injury in Rotterdam?

The **fraud register for personal injury** is a national register in which insurers and authorities register suspects of fraud in personal injury claims. This register is an initiative of the **Central Fraud Unit for Personal Injury (CFEL)** and helps prevent and combat fraud, including in regions such as Rotterdam. If your name is in it, this can seriously affect your claim or insurance in the Rotterdam region. It safeguards the integrity of the personal injury system.

Legal basis and purpose in Rotterdam

The fraud register for personal injury is not directly enshrined in law, but is based on agreements between insurers, the Dutch Association of Insurers (NVV) and the Central Fraud Unit for Personal Injury (CFEL). In Rotterdam, the CFEL collaborates with the Ministry of Justice and Security and the Authority for the Financial Markets (AFM) to detect fraud.

Key legislation:

  • Personal Injury Compensation Act (Wsl): Regulates compensations and obligations in personal injury claims in Rotterdam and elsewhere.
  • Financial Supervision Act (Wft): Rules on integrity and fraud prevention in the insurance sector.
  • General Insurance Terms and Conditions (AVB): Determine procedures in case of suspected fraud.
Insurers report suspicious cases to the CFEL for inclusion in the register.

How does the fraud register for personal injury work?

It is an **internal database** for insurers to assess claims for fraud. Not publicly accessible, but usable for new claims in Rotterdam.

Steps in the process

  1. Detection: Insurer detects suspicious claim and reports to CFEL.
  2. Investigation: CFEL verifies with documents, witnesses, or evidence.
  3. Registration: In case of indications of fraud, inclusion in the register.
  4. Use: For a new claim in Rotterdam, the insurer checks the register and may reject the claim.

Practical examples in Rotterdam

Example 1: Forged medical documents

Situation: Jan from Rotterdam claims back pain after an accident on the Erasmus Bridge, but medical reports turn out to be forged. Consequence: CFEL registers him; future claims are rejected.

Example 2: Double claims

Situation: Maria claims with two insurers for a fall in Rotterdam-South without notification. Consequence: Discovery via CFEL leads to registration and problems with new claims.

Rights and obligations regarding the fraud register in Rotterdam

Your rights

  • Information: Request information from the insurer or CFEL; in Rotterdam via Rechtbank Rotterdam, Wilhelminaplein 100-125.
  • Defense: Explain in case of wrongful registration for possible removal.
  • Legal advice: Engage a lawyer or visit Juridisch Loket Rotterdam, Westblaak 180.

Your obligations

  • Honesty: Provide truthful information; otherwise suspicion of fraud.
  • Cooperation: Cooperate in investigations to prevent problems.

Assistance in Rotterdam

For questions about personal injury or fraud: contact Rechtbank Rotterdam (Wilhelminaplein 100-125) or Juridisch Loket Rotterdam (Westblaak 180) for free advice.