WW Benefit and Garnishment in Rotterdam: How Do You Protect Your Income?
In Rotterdam, a bailiff can levy garnishment on your WW benefit for debts, but parts are protected by the garnishment-free amount. This article explains how Rotterdam residents can stop or limit execution, using local resources such as the Rotterdam debt assistance portal and legal steps under the law.
Calculating the Garnishment-Free Amount for Rotterdam Residents
The garnishment-free amount covers your living expenses. For a single Rotterdam resident with a WW benefit, this is approximately 90% of the statutory amount (e.g. €1,342 net in 2025, adjusted to Rotterdam standards). The bailiff must respect this; check via the national calculation tool or the Juridisch Loket Rotterdam.
Objection to Garnishment in Rotterdam
Is the garnishment too high? File an objection with the enforcement judge of the Rechtbank Rotterdam within 8 days. Provide income details, household composition and rental agreements. The UWV provides a 'garnishment notice'; also consult SchuldHulpMaatje Rotterdam for free assistance.
Engaging Debt Assistance in Rotterdam
Via the municipality of Rotterdam, you can easily apply for WSNP or start a debt restructuring process at the Centrum voor Schuldhulpverlening (CvS). This temporarily halts executions. For WW recipients in Rotterdam districts such as Charlois or Feijenoord, additional relaxations apply in cases of poverty, including minimum social assistance supplement.
Prevention and Rotterdam Tips
Report changes directly to the UWV to prevent garnishee attachment. Open a garnishment-free account at ABN AMRO or Rabobank in Rotterdam. In emergencies: request an advance from UWV or call the Rotterdam poverty information desk (010-4119180). Avoid bailiffs through early notification to the district teams. (248 words)