Step-by-Step Guide to Direct Action WAM for Rotterdam: Car Accident Compensation

Submitting a direct action to your WAM insurer in Rotterdam follows a structured step-by-step plan, tailored to local traffic conditions such as busy roads around the Maas bridges or the Erasmus Bridge. Step 1: Report the accident directly to your insurer, preferably within 24 hours. Provide details on date, time, location (e.g., A20, Kralingse Plaslaan or a roundabout in IJsselmonde) and involved parties, including license plates and contact details. Step 2: Gather evidence, such as the European Accident Statement (completed with the counterparty on site), photos of the damage to your vehicle and the Rotterdam surroundings, plus any police report obtained via 0900-8844. Step 3: Submit the claim via your insurer's app or website, with specification of repair costs at local garages such as in the Willemswerf area or medical bills from Erasmus MC in case of injury. Step 4: Your insurer will assess within 30 days in accordance with the Legal Aid Act; in case of delay, you can complain to the Disputes Committee in The Hague. Step 5: Accept the payout or negotiate; subrogation to the liable party follows automatically. Avoid pitfalls such as delayed reporting after a collision in rush hour on the Van Brienenoord Bridge, which may result in deductible or rejection. For complex claims involving freight traffic from the Port of Rotterdam, engage a local personal injury lawyer via the Rotterdam Legal Aid Office. This process shortens handling to an average of 6-8 weeks, ideal for busy Rotterdammers. (248 words)