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Alternatives to Security Deposit in Rotterdam: Guarantee Scheme and Bank Guarantees

Replace the security deposit in Rotterdam with a guarantee scheme or bank guarantee: local costs, benefits, and legal status according to the Dutch Civil Code (BW).

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Guarantee Scheme in Rotterdam

Since 2015, the Guarantee Fund has offered affordable guarantees to tenants in Rotterdam as an alternative to the cash security deposit (max. €650 one-time fee). Ideal for the tight rental market in districts such as Kralingen or Delfshaven. Fully covered by the fund, without interest for the Rotterdam landlord and with quick processing via local partners.

Bank Guarantee for Rotterdam Rental Contracts

The tenant in Rotterdam provides a bank guarantee equivalent to 1-3 months' rent, in line with the city's average rental prices (around €1,200-€1,800). Costs amount to 1-2% per year. In case of default, the landlord can claim directly from the bank, in accordance with Rotterdam rental practices.

Advantages and Disadvantages Specific to Rotterdam

OptionAdvantages in RotterdamDisadvantages
Security DepositSimple and familiar to real estate agentsTied-up capital in an expensive market
Guarantee SchemeLow rate, suitable for startersSome administration via the fund
Bank GuaranteeNo cash tied up, flexibleAnnual costs (1-2%)

Legal Equivalence in Rotterdam

Article 7:249 of the Dutch Civil Code (Burgerlijk Wetboek, BW) recognizes these alternatives as equivalent to the security deposit, including for rental properties in Rotterdam. The choice lies with the tenant, but always check the specific requirements of Rotterdam housing corporations such as Woonbron or Havensteder.