What is the AIO supplement?
The AIO supplement (Aanvullende Inkomensvoorziening Ouderen) is a benefit for people who have reached the state pension age (AOW age) but don't have enough income to live on. The AIO tops up your income to the social minimum.
Who qualifies?
- You have reached AOW age (67 in 2024)
- You have insufficient income to support yourself
- You have limited assets (below the exemption limit)
- You live in the Netherlands
- You have legal residence status
Why incomplete AOW?
Most AIO applicants have an incomplete AOW record due to:
- Immigration: you came to the Netherlands later in life
- Emigration: you lived abroad for a period
- For each year not in the Netherlands, you miss 2% of full AOW
How much do you get?
The AIO tops up your income to the social minimum:
- Single person: approximately €1,400/month
- Couples: approximately €1,900/month (together)
How to apply
Apply at the SVB (Social Insurance Bank):
- Online via Mijn SVB with DigiD
- By phone
- At an SVB service desk
Help in Rotterdam
For help with your AIO application in Rotterdam, contact the SVB or the Juridisch Loket for free advice.
Conclusion
The AIO supplement is an important benefit for seniors with incomplete AOW or insufficient income. Apply at the SVB in time.