Write-off Rules for Rent Allowance Debts in Rotterdam

In Rotterdam, not every rent allowance repayment needs to be paid in full, especially if you are in financial distress due to the high housing costs in the city. The SVB applies write-off rules for Rotterdam residents with low income and limited assets. You can apply for remission if your income is below the established threshold, for example for debts up to €700 per person. Above that, the SVB decides based on your repayment capacity, taking into account Rotterdam costs such as rent in neighbourhoods like Charlois or Feijenoord. Submit a request with a detailed overview of income, expenses, assets and any assistance from the Rotterdam municipality. The SVB assesses according to Participatiewet criteria, with a joint assessment for partners. Crucial: actively participate in the municipal debt assistance, such as via SchuldHulpMaatschappij Rotterdam. Upon approval, the SVB remits the debt or reduces it. An alternative is set-off against benefits such as AOW. Hardship clauses protect vulnerable Rotterdam residents against excessive pressure. Contact the Juridisch Loket Rotterdam for free advice at locations such as the Schieblock. Approximately 30% of requests in the region are granted, depending on your personal situation and local poverty alleviation. This way, the law acts as a safety net against poverty, also in cases of errors in Rotterdam's benefits practice.